Tools to help you budget
Here are some free tools and resources that can help you manage your money better:
Budget planners
You can regularly use a budget planner to work out your income, outgoings and where you might be able to cut back.
We've provided a draft budget planner on page 26 of our Cost of Living booklet for you to keep track of your money.
Credit union: affordable loans and savings schemes
As well as offering affordable loan options, credit unions can help you manage your money for special occasions and one-off expenses.
They also offer:
- Savings schemes
- Christmas Clubs
To find out more or get started, contact your local credit union or speak to us at Southway.
Free online money course
Want to improve your money skills?
Take this free online money course
Here is the link to the course
https://www.southwayhousing.co.uk/support-services/rent-money/money-course/
- Learn at your own pace
- Complete it in stages
- Or join a supportive group session
The course covers essential topics like managing bills, controlling spending, and setting financial goals.
